Does Amazon Lending Report to my personal credit?

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Seller_hNwdUGcoTY2rj

Does Amazon Lending Report to my personal credit?

Hi Im curious if I take this Lendistry offer, will it report to my personal credit if I take the loan. I dont want my personal credit to be hurt by taking the loan or want a hard inquiry. Anyone know what the process is like if I take the offer?

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Tags:Amazon Pay, Amazon business
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Seller_fzEIQXy2unKdX

Dear @Seller_hNwdUGcoTY2rj

As per our experience, the loan provided through Amazon Account doesn't affect your personal credit and considered as a credit for business.

If you take loan on the name of business, it will not affect your personal credit due to "Separate Entity" concept

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SEAmod

Hi @Seller_hNwdUGcoTY2rj

We are constantly expanding to build a portfolio of financing tools for sellers' business needs, including partnering with third parties to provide a variety of products to support sellers. I suggest you contact Amazon Lending.

  • amazon-lending@amazon.com

Thanks for visiting the seller forums.

Susan

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Seller_7ARf1v8mj6Ucn

Hi,

I had the same questions as you. Did you take the loan? I also wasn't sure about how it would report and did not want to pull the trigger until I was sure. I'm planning to purchase a house soon, so depending on how the Lendistry loan reports, it may have huge impacts on my credit and the value of the home I can purchase.

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