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Seller_fQbCzbGenlqSZ

Bought insurance through Amazon Marsh, but it's being rejected

This is for my case CASE 15104789101

I bought my insurance through Marsh, which is part of the accelerator program from Amazon, so I don't understand why they wouldn't include the following into the policy if this is what they wanted. It just doesn't make sense why they wouldn't put Amazon as the insured if it was bought from Amazon for Amazon. Also when I previously got rejected, they didn't tell me "The insurance policy that you provided is not on an occurrence basis." Now it really sounds like they're just throwing something in there to reject my insurance. It's a new reason every time. I had to get Chubb because they wouldn't let me get NEXT insurance also.

-- Your policy does not name Amazon and its assignees as additional insureds. Your insurer will need to add "Amazon.com Services LLC and its affiliates and assignees" as an additional insured.

-- The insurance policy that you provided is not on an occurrence basis.

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Seller_fQbCzbGenlqSZ

Bought insurance through Amazon Marsh, but it's being rejected

This is for my case CASE 15104789101

I bought my insurance through Marsh, which is part of the accelerator program from Amazon, so I don't understand why they wouldn't include the following into the policy if this is what they wanted. It just doesn't make sense why they wouldn't put Amazon as the insured if it was bought from Amazon for Amazon. Also when I previously got rejected, they didn't tell me "The insurance policy that you provided is not on an occurrence basis." Now it really sounds like they're just throwing something in there to reject my insurance. It's a new reason every time. I had to get Chubb because they wouldn't let me get NEXT insurance also.

-- Your policy does not name Amazon and its assignees as additional insureds. Your insurer will need to add "Amazon.com Services LLC and its affiliates and assignees" as an additional insured.

-- The insurance policy that you provided is not on an occurrence basis.

Account Setup
Tags:Insurance
00
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Micah_Amazon
In reply to: Seller_fQbCzbGenlqSZ’s post

Hello @Seller_fQbCzbGenlqSZ,

thank you for reaching out. I have reviewed the latest case 15104789101 and see that it has been advised that Amazon is listed on your insurance policy as a Certificate Holder however needs to be listed as an Additional Insured. This is the reason for the rejection. Please work with your insurance provider to make the necessary changes and resubmit the COI.

Below are all the requirements for commercial liability insurance:

1. The insurance policy type can be either commercial general, umbrella, or excess liability and be occurrence based, except for certain product categories that are outlined in the Frequently asked questions;

2. The policy limit must be at least USD 1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, products/completed operations and bodily injury;

3. The deductible for any policy(ies) must not be greater than $10,000. Any deductible amount must be listed on your Certificate of Insurance;

4. The policy must cover all sales from products you have listed on the Amazon.com store;

5. The policy must name "Amazon.com Services LLC and its affiliates and assignees" as additional insureds;

6. Except for single-member LLCs, your insured name must match the “legal entity” name you provided to Amazon in your Account Info. For single member LLCs, where your legal entity name is different than the name you publicly use to identify your business (“trade name,” “doing business as,” or “DBA”), it is also acceptable for your insured name to match your trade name;

7. Your insurance provider must have global claim handling capability and a financial rating of S&P A- and/or AM Best A- or better (if S&P or AM best is not valid or used in the country where you are required to obtain insurance, a local equivalent is allowed);

8. The policy must be completed in its entirety and signed; and

9. Your insurance provider must give Amazon at least 30 days’ notice of cancellation, modification, or nonrenewal.

You will also want to review the document requirements page to make sure you are uploading the COI properly.

Please let me know if there are any other questions here.

Cheers,

Micah

10
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Seller_fQbCzbGenlqSZ

Bought insurance through Amazon Marsh, but it's being rejected

This is for my case CASE 15104789101

I bought my insurance through Marsh, which is part of the accelerator program from Amazon, so I don't understand why they wouldn't include the following into the policy if this is what they wanted. It just doesn't make sense why they wouldn't put Amazon as the insured if it was bought from Amazon for Amazon. Also when I previously got rejected, they didn't tell me "The insurance policy that you provided is not on an occurrence basis." Now it really sounds like they're just throwing something in there to reject my insurance. It's a new reason every time. I had to get Chubb because they wouldn't let me get NEXT insurance also.

-- Your policy does not name Amazon and its assignees as additional insureds. Your insurer will need to add "Amazon.com Services LLC and its affiliates and assignees" as an additional insured.

-- The insurance policy that you provided is not on an occurrence basis.

118 views
1 reply
Account Setup
Tags:Insurance
00
Reply
user profile
Seller_fQbCzbGenlqSZ

Bought insurance through Amazon Marsh, but it's being rejected

This is for my case CASE 15104789101

I bought my insurance through Marsh, which is part of the accelerator program from Amazon, so I don't understand why they wouldn't include the following into the policy if this is what they wanted. It just doesn't make sense why they wouldn't put Amazon as the insured if it was bought from Amazon for Amazon. Also when I previously got rejected, they didn't tell me "The insurance policy that you provided is not on an occurrence basis." Now it really sounds like they're just throwing something in there to reject my insurance. It's a new reason every time. I had to get Chubb because they wouldn't let me get NEXT insurance also.

-- Your policy does not name Amazon and its assignees as additional insureds. Your insurer will need to add "Amazon.com Services LLC and its affiliates and assignees" as an additional insured.

-- The insurance policy that you provided is not on an occurrence basis.

Account Setup
Tags:Insurance
00
118 views
1 reply
Reply
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Bought insurance through Amazon Marsh, but it's being rejected

by Seller_fQbCzbGenlqSZ

This is for my case CASE 15104789101

I bought my insurance through Marsh, which is part of the accelerator program from Amazon, so I don't understand why they wouldn't include the following into the policy if this is what they wanted. It just doesn't make sense why they wouldn't put Amazon as the insured if it was bought from Amazon for Amazon. Also when I previously got rejected, they didn't tell me "The insurance policy that you provided is not on an occurrence basis." Now it really sounds like they're just throwing something in there to reject my insurance. It's a new reason every time. I had to get Chubb because they wouldn't let me get NEXT insurance also.

-- Your policy does not name Amazon and its assignees as additional insureds. Your insurer will need to add "Amazon.com Services LLC and its affiliates and assignees" as an additional insured.

-- The insurance policy that you provided is not on an occurrence basis.

Account Setup
Tags:Insurance
00
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Micah_Amazon
In reply to: Seller_fQbCzbGenlqSZ’s post

Hello @Seller_fQbCzbGenlqSZ,

thank you for reaching out. I have reviewed the latest case 15104789101 and see that it has been advised that Amazon is listed on your insurance policy as a Certificate Holder however needs to be listed as an Additional Insured. This is the reason for the rejection. Please work with your insurance provider to make the necessary changes and resubmit the COI.

Below are all the requirements for commercial liability insurance:

1. The insurance policy type can be either commercial general, umbrella, or excess liability and be occurrence based, except for certain product categories that are outlined in the Frequently asked questions;

2. The policy limit must be at least USD 1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, products/completed operations and bodily injury;

3. The deductible for any policy(ies) must not be greater than $10,000. Any deductible amount must be listed on your Certificate of Insurance;

4. The policy must cover all sales from products you have listed on the Amazon.com store;

5. The policy must name "Amazon.com Services LLC and its affiliates and assignees" as additional insureds;

6. Except for single-member LLCs, your insured name must match the “legal entity” name you provided to Amazon in your Account Info. For single member LLCs, where your legal entity name is different than the name you publicly use to identify your business (“trade name,” “doing business as,” or “DBA”), it is also acceptable for your insured name to match your trade name;

7. Your insurance provider must have global claim handling capability and a financial rating of S&P A- and/or AM Best A- or better (if S&P or AM best is not valid or used in the country where you are required to obtain insurance, a local equivalent is allowed);

8. The policy must be completed in its entirety and signed; and

9. Your insurance provider must give Amazon at least 30 days’ notice of cancellation, modification, or nonrenewal.

You will also want to review the document requirements page to make sure you are uploading the COI properly.

Please let me know if there are any other questions here.

Cheers,

Micah

10
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user profile
Micah_Amazon
In reply to: Seller_fQbCzbGenlqSZ’s post

Hello @Seller_fQbCzbGenlqSZ,

thank you for reaching out. I have reviewed the latest case 15104789101 and see that it has been advised that Amazon is listed on your insurance policy as a Certificate Holder however needs to be listed as an Additional Insured. This is the reason for the rejection. Please work with your insurance provider to make the necessary changes and resubmit the COI.

Below are all the requirements for commercial liability insurance:

1. The insurance policy type can be either commercial general, umbrella, or excess liability and be occurrence based, except for certain product categories that are outlined in the Frequently asked questions;

2. The policy limit must be at least USD 1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, products/completed operations and bodily injury;

3. The deductible for any policy(ies) must not be greater than $10,000. Any deductible amount must be listed on your Certificate of Insurance;

4. The policy must cover all sales from products you have listed on the Amazon.com store;

5. The policy must name "Amazon.com Services LLC and its affiliates and assignees" as additional insureds;

6. Except for single-member LLCs, your insured name must match the “legal entity” name you provided to Amazon in your Account Info. For single member LLCs, where your legal entity name is different than the name you publicly use to identify your business (“trade name,” “doing business as,” or “DBA”), it is also acceptable for your insured name to match your trade name;

7. Your insurance provider must have global claim handling capability and a financial rating of S&P A- and/or AM Best A- or better (if S&P or AM best is not valid or used in the country where you are required to obtain insurance, a local equivalent is allowed);

8. The policy must be completed in its entirety and signed; and

9. Your insurance provider must give Amazon at least 30 days’ notice of cancellation, modification, or nonrenewal.

You will also want to review the document requirements page to make sure you are uploading the COI properly.

Please let me know if there are any other questions here.

Cheers,

Micah

10
user profile
Micah_Amazon
In reply to: Seller_fQbCzbGenlqSZ’s post

Hello @Seller_fQbCzbGenlqSZ,

thank you for reaching out. I have reviewed the latest case 15104789101 and see that it has been advised that Amazon is listed on your insurance policy as a Certificate Holder however needs to be listed as an Additional Insured. This is the reason for the rejection. Please work with your insurance provider to make the necessary changes and resubmit the COI.

Below are all the requirements for commercial liability insurance:

1. The insurance policy type can be either commercial general, umbrella, or excess liability and be occurrence based, except for certain product categories that are outlined in the Frequently asked questions;

2. The policy limit must be at least USD 1 million per occurrence and in aggregate, and cover liabilities caused by or occurring in conjunction with your business operations, including products, products/completed operations and bodily injury;

3. The deductible for any policy(ies) must not be greater than $10,000. Any deductible amount must be listed on your Certificate of Insurance;

4. The policy must cover all sales from products you have listed on the Amazon.com store;

5. The policy must name "Amazon.com Services LLC and its affiliates and assignees" as additional insureds;

6. Except for single-member LLCs, your insured name must match the “legal entity” name you provided to Amazon in your Account Info. For single member LLCs, where your legal entity name is different than the name you publicly use to identify your business (“trade name,” “doing business as,” or “DBA”), it is also acceptable for your insured name to match your trade name;

7. Your insurance provider must have global claim handling capability and a financial rating of S&P A- and/or AM Best A- or better (if S&P or AM best is not valid or used in the country where you are required to obtain insurance, a local equivalent is allowed);

8. The policy must be completed in its entirety and signed; and

9. Your insurance provider must give Amazon at least 30 days’ notice of cancellation, modification, or nonrenewal.

You will also want to review the document requirements page to make sure you are uploading the COI properly.

Please let me know if there are any other questions here.

Cheers,

Micah

10
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